I have a #febusave confession to make.
There’s been a lot of #febusave fluff showing how many people are giving up their takeaway coffee during #febusave. Or how many people aren’t driving their car to work. Or how many people aren’t expanding their shoe collection for a WHOLE MONTH.
Of the list of sacrifices on offer, there are the ones that have no relevance to me (I don’t buy coffee), and there are ones that are absolute no-go zones (no way am I giving up driving to work and doubling my travel time in my v. fuel efficient car!).
So I’ve been trying to work out what I can do for #febusave to make an impact on my spending habits. I already put away a chunk of money each fortnight and I’m working to pay off my car loan ahead of schedule.
But it’s occurred to me; that while I have a colourful spreadsheet that has been lovingly cared for, I don’t know if the amount I allocate to each of my little sections is a true representation of my actual spend.
So I’m going to track my cash flow like I’m running the office petty cash tin. I’m going to write down every dollar I spend/transfer/etc for my next pay run (which, luckily for my ADD-inclined head, starts tomorrow!)
I’ve got a pen and notepad in my handbag (they’re always in there, but) and I’m ready to go!
Oh god, this is going to be ugly, isn’t it?